edward clement


Ed Clement is a Shareholder who works in the firm's Orlando and Mount Dora offices. He has many years of experience in banking law, institutional lending and structured financing, and commercial real estate transactions and developments

Ed represents state and national banking clients and assists with their commercial real estate loan transactions, bank site acquisitions, dispositions and leasing, along with multi-jurisdictional FDIC and non-FDIC multi-site bank takeovers. Lending institution clients benefit from the experience and perspective he has gained by being the Chairman of the Board and General Counsel to a bank and its holding company, and having served on the Audit Committee, and as Chairman of the Trust Department Committee.

Beyond banking, Ed has extensive local and national experience in commercial real estate transactions, surveys and issuance of title insurance, along with estate and trust planning and administration.

Ed is co-chair of the firm's Banking & Finance Group. 

Well-known in the Lake County community, Ed serves on the boards of local, regional and national civic and charitable organizations.

News & Insights



  • Martindale-Hubbell AV Preeminent Peer Review Rated
  • Meritorious Public Service Award, The Florida Bar
  • The Best Lawyers in America guide, Real Estate Law, 2024

Community & Civic

Community Activities

  • United Southern Bank, Chairman of the Board; Trust Department Committee, Compensation Committee
  • UniSouth, Board Chair
  • Wounded Warrior Outdoors, past Chairman of the Board of Directors
  • Cornerstone Hospice and Palliative Care, past Chairman of the Board
  • Mount Dora Center for the Arts, past Vice Chair of the Board of Directors
  • Florida Hospital - Waterman Foundation, past Board of Directors
  • Sunrise ARC, past Board of Directors
  • Golden-Triangle YMCA, past Board of Directors
  • Faith Lutheran Church and School, past Finance Committee Chair

Professional Certifications & Memberships

  • Florida Bar Association, Past Chair, 5th Circuit Unlicensed Practice of Law Committee
  • Lake County Bar Association, past President; past Chair, Bench and Bar Committee
  • American Bar Association


  • Florida
  • U.S. District Court, Middle District of Florida


  • Cumberland School of Law at Samford University, J.D., 1985
  • Stetson University, M.B.A., 1982
  • Florida State University, B.S., 1982
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